Here are the climate-related sections of speeches by MPs during the Commons debate Flood Insurance: Reform of Flood Re.
Emma Hardy (Labour)
We have not only done that; we are also looking at sustainable urban drainage systems and at introducing flood performance certificates, so that we can reward homes that have become more resilient to flooding. We are also looking at a fundamental change to how we address resilience and flooding as a country. When flooding happens, the people who go out there and do the work in the communities—whether local people, the Environment Agency or all the emergency services—deserve our absolute support, because the only thing I cannot protect this country against is climate change.
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Toby Perkins (Labour)
The 500 households in Chesterfield that were flooded during Storm Babet, almost all of which were in council tax bands A and B, will welcome the Government’s intention to make sure that this scheme remains sustainable. It is important to remember that flood victims are just that— victims. They are not the cause of their problems; they are victims of our global failure to take the requisite steps on climate change, and of previous Governments’ and the water industry’s under-investment in flood protection. The example that the Minister raised is obviously ridiculous, and there is a need for those at flood risk to take the action they can to protect their houses. What assessment have the Government made of how many households will see increases in their premiums as a result of the steps being taken? Can the Minister assure us that households will not be unable to get insured, leaving us in the position we were in before Flood Re existed?
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Jenny Riddell-Carpenter (Labour)
I welcome the statement, and thank the Minister for her work. She has rightly observed that people are more likely to be at risk of flooding because of climate change, and that also brings with it a greater risk from coastal erosion. As she will know, my constituency lost 11 homes over the winter because of coastal erosion, which is set to put even more homes at risk over the years and decades ahead. In our report, the Environment, Food and Rural Affairs Committee recommended the extension of Flood Re to Coastal Re. Will the Minister comment on that recommendation, and commit herself to looking at it further?
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Emma Hardy (Labour)
The hon. Gentleman is right to raise the concern about surface water flooding, which, owing to climate change and flash flooding, is becoming a greater risk than it ever was in previous years. As I have said, there are no current plans to look at businesses, but it should be possible for domestic properties to be covered by Flood Re. However, if the hon. Gentleman wants to write to me about this, he can of course do so.
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